REFERRAL PARTNER PROGRAM

Your Clients Need Capital.
We Place It.

RAN handles the placement, partners earn the commission, and client relationships are protected through institutional execution and total transparency.

No cost to join Funding in 24 hours

TRANSPARENT DEAL PROGRESSION

From Introduction to Payout

Experience an institutional-grade pipeline engineered for frictionless visibility. Every milestone triggers automated partner updates from initial intake to final wire settlement.

01

You Refer

Submit deal metrics or introduce your client via our partner dashboard or dedicated intake desk.

3 Min Submission
02

RAN Reviews

Our senior credit analysts pre-screen financials, verify documentation, and structure the transaction profile.

4-Hour SLA
03

Lender Network

Deal is syndicated across 75+ institutional capital partners to secure competitive term sheets and optimal covenants.

75+ Vetted Lenders
04

Deal Funds

Capital is disbursed directly into the borrower's accounts with real-time closing receipts issued to you.

Direct Disbursement
05

You Get Paid

Earn up to 50% revenue share with immediate wire transfer within 24 hours of settlement.

Same-Day Wire

Zero exclusivity requirements. Real-time deal portal access included.

PARTNERSHIP SEGMENTATION

Anyone Who Advises Business Owners

Whether you want passive introduction payouts without touching underwriting, or need a syndication engine to fund declined paper, we have a custom track tailored to your deal flow.

TRACK 01 : INTRODUCTIONS ONLY

Referral Partners & Trusted Advisors

Designed for professional advisors whose clients regularly request growth capital. You make the warm introduction; our dedicated syndication team handles packaging, lender matching, and closing. You retain full client trust while earning protected referral commissions.

Common Advisor Profiles
CPAs & Tax Strategists
Fractional CFOs
Bookkeepers & Controllers
Commercial Real Estate Brokers
Management Consultants
M&A / Business Exit Advisors
  • Zero financial lending license or compliance overhead required
  • Dedicated borrower onboarding desk with white-glove packaging
  • Direct transparency with status updates on every referral stage

No licensing needed - 100% white-glove closing

TRACK 02 : DEAL SYNDICATION

ISOs, Loan Originators & Brokers

Built for active loan brokers who need reliable secondary and tertiary capital placement. We monetize your difficult, out-of-the-box deals that typical institutional lenders decline due to stack depth, credit turbulence, or restricted industry classifications.

Specialized Placement Capabilities
3rd to 6th Position Stacks
Restricted Verticals (Trucking, Construction)
Credit Scores Below 600
Rapid Same-Day Bridge Capital
High-Ticket Consolidation Structures
Full Renewal Commission Protection
  • Aggressive point structures with protected renewal payouts
  • Dedicated syndication desk for rapid B-to-D paper placement
  • Zero back-solicitation pledge with ironclad broker agreements

Same-day clawback protection - Dedicated syndication desk

PORTFOLIO ARCHITECTURE

One Application,
Every Product

Equip every qualified client with structured institutional liquidity across six distinct credit facilities through a single unified submission protocol.

Merchant Cash Advance

Rapid working capital structured against future receivables. Designed for operating flexibility with same-day approvals and seamless 24-hour disbursements up to $1,000,000.

  • Limits: $10,000 to $1,000,000+
  • Speed: Same-day funding available
  • Requirement: 3+ months bank statements

Institutional Term Loans

Predictable monthly or bi-weekly installment loans engineered for major expansions, acquisition financing, and mid-range strategic growth initiatives.

  • Limits: $50,000 to $2,500,000
  • Terms: 1 to 5 years fixed
  • Structure: Fixed monthly amortization

Revolving Lines of Credit

On-demand reserve liquidity where borrowers draw, repay, and reuse capital at will. Borrowers incur interest solely on the active deployed balance.

  • Limits: $25,000 to $750,000
  • Interest: Charged on utilized funds only
  • Access: 24/7 client portal drawdowns

SBA 7(a) & Express

Federally backed enterprise borrowing facilities carrying industry-low interest rates and extended repayment horizons up to 10 to 25 years.

  • Limits: Up to $5,000,000
  • Terms: 10 to 25 years
  • Rates: Prime + 2.75% to 4.75%

Equipment Financing

100% asset-backed capital for heavy machinery, specialized medical apparatus, commercial fleets, and core technological infrastructure.

  • Financing: Up to 100% invoice cost
  • Tax Benefits: Section 179 eligible
  • Structure: Capital lease & loan structures

Accounts Receivable Factoring

Instant cash flow monetization of outstanding B2B invoices. Eliminates 30 to 90-day waiting periods with non-recourse receivables protection.

  • Advance Rate: Up to 95% of invoice value
  • Approval Basis: Debtor creditworthiness
  • Speed: 24 to 48-hour onboarding

Partner Qualification Matrix Table

Client benchmarks optimized for instantaneous approval routing

Ideal Referral Profile
Monthly Revenue
$20,000+

Verifiable gross deposits over the last 3 consecutive months.

Time in Business
1+ Year

Active registered operating history within any US state.

Credit Floor
550+ FICO

Cash flow strength outweighs past derogatory personal credit marks.

Bank Activity
5+ Monthly Deposits

Consistent operating cash flows without excessive non-sufficient fund fees.

Instant pre-qualification routing without hard credit inquiries

TRUSTPILOT 4.9 ★★★★★  |  BBB ACCREDITED A+ RATED

Nationwide Placement

Real-time liquidity delivered across all 50 states. Review verified recent commercial transaction history and velocity metrics across key enterprise sectors.

HOSPITALITY · DALLAS, TX

$250,000

Multi-location restaurant group secured working capital expansion bridge.

⚡ 24-Hour Approval · 36 Mo Term

HEALTHCARE · ATLANTA, GA

$480,000

Private outpatient surgery center acquired advanced imaging diagnostic units.

⚡ Same-Day Wire · Equipment Facility

LOGISTICS · CHICAGO, IL

$125,000

Regional freight dispatch fleet bridged receivables across dynamic fuel surges.

⚡ 18-Hour Underwrite · Revolving Line

CONSTRUCTION · PHOENIX, AZ

$750,000

Commercial general contractor funded municipal project materials and payroll.

⚡ 48-Hour Wire · Bridge Facility

Instant decisioning engine · Zero upfront partner fees · Dedicated ISO underwriting team

FAST-TRACK REGISTRATION

Sign Up In Two Minutes

Tell us what you do. We call within one business day to walk through the agreement and give you direct portal access.

  • Zero upfront costs or membership commitments
  • Direct payout released immediately upon deal funding
  • Non-exclusive referral agreement with full client protection
  • Dedicated senior underwriter assigned to your desk

Guaranteed Underwriter Response: Every submission is reviewed within 24 hours with clear eligibility guidelines.

Partner Application

256-Bit SSL
Strict privacy policy. No credit check or commitment required.

TRANSPARENCY & TERMS

Questions Before You Sign

Clear answers on legal protections, commission distributions, and our direct-lender partnership standards.

How are referral partner commissions calculated and structured?

Commissions are calculated as a contractual percentage of total funded facility volume or origination yield. Our tiered compensation schedules range from competitive basis points on senior debt facilities up to revenue share models for specialized liquidity deals, agreed upon prior to execution.

How does RAN Funding enforce non-circumvention agreements?

Every partner onboarding includes a legally binding, reciprocal Non-Circumvention and Non-Disclosure Agreement (NCND). Your introduced borrowers remain exclusively tied to your partner profile in our registry for a full 24-month rolling term across all repeat transactions.

Are there any upfront onboarding, portal, or desk maintenance fees?

Zero. RAN Funding charges no application fees, subscription costs, or software seat licenses to our referral network. We generate revenue strictly upon successful facility closing and capital deployment.

What documentation is required to execute a formal partnership agreement?

We require a completed corporate entity profile, standard W-9 / W-8BEN compliance form, signed NCND & Partner Agreement, and direct ACH wiring instructions for rapid electronic fee settlement.

What is the standard protocol for borrower communication and updates?

You determine the contact protocol: complete warm introduction where we lead underwriting directly, or partner-assisted communications where you remain copied on all diligence requests. Real-time updates populate directly inside your partner portal.

What are the core financial metrics for an ideal qualified referral?

Our credit box targets US-based commercial enterprises generating $500K+ in annual revenue, possessing 12+ months operating history, and seeking liquidity facilities between $50K and $10M for growth, inventory, or refinancing.

How quickly are referral commissions disbursed following deal funding?

Commissions are settled via automated ACH wire within 24 to 48 business hours of definitive loan documentation execution and borrower capital disbursement, accompanied by an itemized settlement memo.

Can we offer co-branded or white-label term sheets to our enterprise clients?

Yes. Institutional advisory firms, CPA practices, and wealth managers can access co-branded preliminary term sheets and client-facing deal portals maintaining your brand trust alongside our direct capital facility execution.